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Payment gateway & digital wallet

Pay, transfer and manage money effortlessly and securely

One wallet and one gateway for merchants and consumers. Cards, mobile money and bank rails, all in one place.

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9 currencies supported
25 payment methods
24/7 transfers and payouts
9:41•••
Wallet balance 42 180
AB
Send
Deposit
Exchange
Recent activity
Mobile money payout MTN · completed
− 1,250.00
Card deposit Paystack · completed
+ 4,000.00
Wallet transfer To merchant · settled
− 320.00
✓
Payment received18 000 · just now
Rails & partners
Cards Mobile money Bank transfer Crypto Payment links QR Payouts
Why choose us

Why merchants trust MeGoPay with their payments

A single integration covers every rail your customers already use, with same-day settlement and a dashboard built for finance teams.

✓ Sanctions screening on every remittance
✓ Two-factor authentication and session locking
✓ Webhook signatures verified before any credit
✓ Every balance change written to an audit trail
25 Payment gateways available across cards, mobile money, bank transfer and crypto
25 payment gateways
9 currencies
2FA on every account
256 bit TLS in transit
Key features

Convenience at every step

From checkout to settlement, MeGoPay is built to be simple for shoppers and transparent for finance teams.

Multi-currency wallets A wallet per currency, created automatically, with live exchange between them.
Payment links and QR Take a payment without writing code — share a link or show a code and get paid.
Virtual cards Issue cards against a wallet balance for online spend, with per-card controls.
Peer-to-peer trading Buy and sell directly with other users, with funds held until both sides settle.
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Choose the account you need

Three accounts on one platform. Pick the one that matches how you will use MeGoPay — each has its own dashboard, and its own app.

User Hold money in any currency, send and receive, pay by QR code, and spend on a virtual card. Create user account Already have one? Sign in
Merchant Take payments by checkout, link, QR shop or API, and settle straight into your wallet. Create merchant account Already have one? Sign in
Agent Run cash-in and cash-out for customers over QR, and earn commission on the volume you handle. Create agent account Already have one? Sign in
25 payment methods
9 currencies
24/7 availability
API and plugins included
FAQs

Frequently asked questions

What can I pay with?

Cards, mobile money, bank transfer and crypto, depending on the methods enabled for your currency. Twenty-five gateways are supported out of the box.

How long do transfers take?

Wallet-to-wallet transfers settle immediately. Payouts to banks and mobile money follow the schedule of the provider handling them.

Do I need to write code to take payments?

No. Payment links and QR codes work without any integration. An API and a WooCommerce plugin are there if you want a deeper one.

How are transfers screened?

Remittances are screened against sanctions lists before funds move. A match places the transfer on hold for review rather than letting it through.

Start accepting payments with MeGoPay

Set up your gateway in an afternoon — no long integration cycle.

Get started free